Business & Commercial Insurance
Business & Commercial Insurance Information
Commercial Insurance
Proper insurance coverage is the backbone of a business or organization. C.J. Thomas Co. provides its clients with the insurance coverage necessary to protect their human and capital assets.
Commercial insurance is complicated and the need for proper insurance coverage for a business or organization has never been greater. We will walk you through each phase of the insurance process to craft an insurance program that fits your unique needs. We analyze your level of risk tolerance, your exposure to risk, the coverages you want and need, risk financing options and more to create the best solution for you.
Our goal is simple: Create an insurance program for you that provides the best combination of coverage, service, and price.
Commercial Insurance Products
Property and Casualty Insurance is generally comprised of three types of coverage: Property, Liability and Workers' Compensation. Depending on your needs you may require additional specialized coverages. We provide (but are not limited to) the following coverages for our clients:
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Workers' Compensation
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General Liability
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Auto Liability & Physical Damage
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Umbrella/Excess Liability
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Owners & Contractors Protective Liability
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Contractor's Equipment
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Railroad Protective Liability
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Property
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Environmental/Pollution Liability
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Builder's Risk/Installation Floater
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Employment Practices Liability
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Fiduciary Liability
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Directors and Officers
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Equipment Breakdown
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Riggers Liability
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Professional Liability
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Electronic Data Processing
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Crime
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