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Business & Commercial Insurance

Business & Commercial Insurance Information

Commercial Insurance

Proper insurance coverage is the backbone of a business or organization.  C.J. Thomas Co. provides its clients with the insurance coverage necessary to protect their human and capital assets. 

Commercial insurance is complicated and the need for proper insurance coverage for a business or organization has never been greater.  We will walk you through each phase of the insurance process to craft an insurance program that fits your unique needs.  We analyze your level of risk tolerance, your exposure to risk, the coverages you want and need, risk financing options and more to create the best solution for you. 

Our goal is simple: Create an insurance program for you that provides the best combination of coverage, service, and price. 

Commercial Insurance Products

Property and Casualty Insurance is generally comprised of three types of coverage: Property, Liability and Workers' Compensation.  Depending on your needs you may require additional specialized coverages.  We provide (but are not limited to) the following coverages for our clients: 

Workers' Compensation

General Liability

Auto Liability & Physical Damage

Umbrella/Excess Liability

Owners & Contractors Protective Liability

Contractor's Equipment

Railroad Protective Liability


Environmental/Pollution Liability

Builder's Risk/Installation Floater

Employment Practices Liability

Fiduciary Liability

Directors and Officers

Equipment Breakdown

Riggers Liability

Professional Liability

Electronic Data Processing


Contact Info:
St. Louis
800 Market Street, Suite 1655
St. Louis, MO 63101
Phone 314-231-1717
Fax 314-231-4482

Mon-Fri: 8:30-5pm
Driving Directions >>
1805 Raintree Drive
Richmond, VA 23238
Phone 804-285-1128
Fax 804-285-3101

Mon-Fri: 8:30-5pm
Driving Directions >>