Business Insurance

C. J. Thomas Company, Inc. brokers are insurance professionals who are able to understand and address the needs of commercial, and risk management clients. We get to know your business and look for solutions to your ever-changing business insurance needs. One size certainly does not fit all, which is why you need an independent agent and broker that keeps on top of your business as it changes. To provide the coverage you need to cover your business's property and casualty exposures, C. J. Thomas Company, Inc. has access to hundreds of national and regional insurance companies to provide your company with the best possible mix of price and coverage available on the market.

In addition to traditional insurance products and services, C. J. Thomas Company, Inc. can provide clients with alternate sources for risk transfer and risk management problems. We have specialist that can assist in the design and implementation of self funded risk programs for the private and public sector. C. J. Thomas Company, Inc. can also provide risk management services that help our clients assess their exposure to risks and offer practical solutions to lower or eliminate them.

We are independent insurance agents. The fair handling of our client's claims is first and foremost. We look for ways to ensure that our clients receive prompt and fair claim payment. After we transmit your claims to the company, we continue to monitor active reserves on an open ongoing basis, and expedite loss settlements.

Our clients are among the most successful and best known businesses in the Midwest, with a heavy concentration in construction, service/retail operations, public agencies, food industry, health care industry, manufacturing, wholesale and transportation industries as well as Specialty Programs (Apartment Owners & Golf Car Dealers). Ninety percent of C. J. Thomas Company, Inc. client's are commercial clients but we also maintain an excellent Personal Account Department. In addition to marketing and servicing a customer's property and casualty insurance program C. J. Thomas Company, Inc. has the expertise and the contacts to meet a company's bonding requirements as well it's life, health and related benefit needs.